RHOBH star Kyle Richards and husband Mauricio Umansky take out huge $5.4million mortgage on massive $8m LA mansion - suong

RHOBH star Kyle Richards and her real estate broker husband took out a huge $5.3million mortgage on their Los Angeles mansion, The U.S. Sun has exclusively learned.

The Bravo favorite purchased her seven-bed, seven-bath place for $8,253,000 in October 2017 with businessman husband Mauricio Umansky.

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Newly unearthed property documents show they borrowed a huge chunk of cash for their lavish Encino home from Morgan Stanley Private Bank.

Aerial photographs also showcase an envious driveway of extravagant motors pictured at the home which likely cost a fortune, yet the repayments on their mortgage, at 3 percent, also totals over $300,000 per year.

According to a description on The Agency's website, noted developers perfectly honored the famed Motown legend Smokey Robinson who previously owned the property.

A renovation before they purchased it "crafted the ultimate trophy residence with unparalleled grace, and grandeur that matches Smokey's inimitable style," according to the listing.

It also states that grand private gates open to reveal a "Wizard of Oz technicolor moment" with a "deep circular drive framing a symmetrical boxwood topiary garden, a timeless classic Southern colonial façade in the distance, and sun filtering through towering historic oak trees."

LUXURY ABODE

The main residence boasts seven bedrooms, with three en-suite bathrooms adjacent to the master room, which has an approximately 800-square-foot exterior balcony to overlook the entire property.

It also offers a cozy home theater, a multi-purpose sports court, a swimming pool, a picnic gazebo, a running creek, and a 1,600-square-foot guest house, according to the website.

The property was built in 1912 and offers colonial-style architecture with eight fireplaces throughout the home.

It has meticulously landscaped grounds with lush greenery and even a putting green for short games of golf.

Kyle, 54, has four children; Farrah, 34, from a previous marriage, and Alexia, 27, Sophia, 23, and Portia, 14, with her second husband Mauricio, 53.

The family is big in the real estate game and has numerous properties, while Farrah and Alexia are already working as brokers with The Agency, owned by her stepfather.

Farrah previously told The Daily Dish: "I always have been interested in real estate since I was a little kid. I'd drive around to open houses with my mom and Mauricio when I was 6, 7, and 8 years old, I'd love to see all the houses.

REAL ESTATE GAME

"I know LA geographically really, really well having grown up here. I was an only child for the first eight years, so I spent a lot of time with them and was very interested in everything Mauricio was doing.

"But I have my own love for property and being in LA there are some of the most amazing properties and lifestyles in the world."

The family previously lived in Bel Air but sold their seven-bedroom, nine-bathroom Bel Air abode for $6.1million after years of it being on the market, according to the New York Post.

The Real Housewives of Beverly Hills stars initially listed their old estate, purchased for $3.05million, back in 2017 for $7million, but were forced to drop the price and it sat on the market.

When they couldn't find a buyer, Kyle's RHOBH co-star Sutton Stracke rented it and it almost caught fire after a fireplace mishap which was covered on the show.

"[Sutton] was a great tenant, although she did almost burn my house down," Kyle told TV host Andy Cohen on Part 1 of the show's Season 11 reunion, with Sutton questioning what she did.

"I swear," Kyle said. "They just did like a walk-through and they're like, 'Um, the house was almost burned down.'" 

After showing a photograph of damage to the fireplace, Sutton insisted: "It is not my fault, I just turned the fireplace on."

After renovating the home, Kyle and Mauricio still made a sizable profit from the sale.

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