The Queen of Waffles might be in some big financial trouble. Newly uncovered court documents show that the Real Housewives of Atlanta star Kelli Ferrell faces a lawsuit over a five-figure credit card debt. It will take a lot of chicken and waffles to pay this off, but Kelli doesn’t want to take responsibility for the debt.
Real Housewives of Atlanta star Kelli Ferrell is accused of owing a five-figure credit card debt

According to court documents reviewed by Us Weekly, Navy Federal Credit Union sued Kelli on May 5. Allegedly, the reality star and restaurateur owed them $26,434.86. Their attempts to collect payments from her have failed.
At first glance, this sounds like Kelli is heading down the Kim Zolciak route. But her rep told the outlet that there was more to the story. Allegedly, this account was just one of many things tainted by her divorce from Chuvalo Mark Ferrell.
“Kelli has not been served with any paperwork from Navy Federal Credit Union, which is an account that was shared with her now ex-husband,” the rep explained. “Due to her ex-husband currently being in the middle of bankruptcy proceedings, we cannot comment on this matter.”
Meanwhile, Kelli’s ex is singing a different tune. Chuvalo’s rep told the outlet that he had nothing to do with the account. Essentially, they’re both blaming each other, and no one wants to be on the hook for this money.
“[Chuvalo] was removed from all joint and business accounts — including those with Navy Federal Credit Union and Truist Bank — during the divorce proceedings in 2022. He has no knowledge of any loans or transactions initiated by [Kelli] after his removal from those accounts,” his rep told Us Weekly.
They added, “The current legal dispute between Navy Federal Credit Union and Ms. Kelli A. Ferrell is strictly between those two parties.”
Someone’s got to pay it, right? We’ll keep our eyes peeled for updates, but for now, the exes continue to point fingers.
The Real Housewives of Atlanta returns on July 13 at 8/7c on Bravo. It streams on Hayu in the UK and Ireland.