RHONJ’s Gia Giudice Accuses Stepfather Luis Ruelas of Using Teresa Giudice for Financial Gain, Claims Her Mom Is Now Entangled in Over $3 Million in Tax Debt Because of Him

   

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The drama within The Real Housewives of New Jersey (RHONJ) family continues to escalate, as Gia Giudice — the eldest daughter of OG cast member Teresa Giudice — is now speaking out against her stepfather, Luis “Louie” Ruelas, in a bold and emotional accusation that has fans and followers reeling.

In a recent heated conversation, Gia, 23, reportedly accused Ruelas of exploiting her mother financially and dragging her into a multi-million-dollar tax mess. According to sources close to the family, Gia believes that Luis has manipulated Teresa under the guise of love, leading her into serious financial trouble — namely, an alleged $3 million in tax debt.

“Luis pretended to be the savior, but all he did was bring more chaos,” a source close to the family told Reality Insider. “Gia’s not holding back anymore — she’s furious that her mother is once again being put in a vulnerable position, especially after everything Teresa went through with her legal troubles in the past.”

As fans know, Teresa Giudice previously served time in federal prison for fraud-related charges stemming from her first marriage to Joe Giudice. After working hard to rebuild her life and protect her four daughters from further scandal, many were hopeful that her relationship with Luis Ruelas would mark a fresh start. However, recent developments suggest that might not be the case.

Court documents that surfaced earlier this month show that Teresa and Luis were hit with an additional $20,000 penalty for allegedly failing to fully disclose more than $3 million in taxable income to the IRS. While neither has publicly addressed the penalty in detail, the legal situation has once again thrown the RHONJ couple into the spotlight — and reignited family tensions.

Gia, who has always been protective of her mother, is reportedly devastated and angry. “She’s watching history repeat itself,” another insider shared. “Only this time, it’s someone new pulling the strings — and she’s not going to stay silent.”

While Teresa has not confirmed or denied her daughter’s accusations, insiders say she remains deeply conflicted. “She loves Luis, but the pressure is building. Gia’s concerns are serious, and Teresa knows her daughter only wants to protect her.”

As Season 14 of RHONJ gears up, fans are speculating whether this family rift will play out on camera. With Gia taking a more public stance and Luis under increased scrutiny, the season promises to be one of the most emotionally charged yet.

Whether the accusations prove true or not, one thing is clear: Gia Giudice is done staying quiet — and she’s not afraid to call out the people she believes are hurting her family.