The U.S. Sun previously reported Luis, who is the sole owner of the LLC used to buy the house, took out a one million dollar loan on March 25, 2024.
The U.S. Sun can now exclusively reveal Luis is requesting an extension on the loan - and for $250,000 more.
A Mortgage Modification was filed with New Jersey courts on March 24, 2025.
Court papers obtained by The U.S. Sun read the $1 million loan given to Luis by a Florida limited liability company will mature, meaning final payment is due, on March 25, 2025.
“The Borrower has requested, and the Lender has agreed to extend the maturity date of the Initial Loan from March 25, 2025 to March 25, 2026,” the court papers read.
“The Lender is lending to Borrower an additional loan in the principal sum of 250,000 and Borrower has executed and delivered to Lender, a Mortgage Note for the principal sum of $250,5000.
“During the extended term of the Loan, the Borrower shall continue to make payments on the account of interest only as set forth in the Initial Note, on the 1st day of each month until March 25, 2026 on which date the unpaid principal balance, together with accrued interest and all other sums due from the Borrower to the Lender under the Note and Loan Documents shall become immediately due and payable.”
Luis also agreed to pay the Lender a loan fee of $5,000.
The couple initially did not take out a loan when they bought the property.
The sprawling mansion features seven bedrooms, 10 bathrooms, home theater, a gym, recreational room and more amenities.
The outside boasts an in-ground pool, waterfall, cabana area and stunning landscaping.
TAX TROUBLE
The mortgage extension comes after The U.S. Sun exclusively reported the couple was hit with over $3 million in taxes.
New Jersey courts confirmed Teresa was issued a tax lien on March 20, 2025 for $303,889.20.
Teresa’s husband was slapped with a tax lien on December 12, 2024 in the amount of $163,523.94.
His most recent tax lien was on March 6, 2025 for $2,569,842.06.
In total, the couple, who married in 2022, owes $3,037,255.2.
A rep for Teresa and Luis did not respond to The U.S. Sun's request for comment on the tax debt.
FIRST HUSBAND DRAMA
The U.S. Sun also reported Teresa has an active tax lien from her marriage to her first husband, Joe Giudice.
Teresa and Joe’s Federal Tax Lien for $551,563.30 for the 2000, 2001, 2003, 2004, 2005, 2006, 2007, 2008, and 2013 years in October 2015 is still active.
Teresa has worked to pay off her debts over the years.
A Release of Federal Tax Lien for Teresa and Joe was issued for $243,425.50 for the tax period ending in 2014 on September 6, 2023.
A Release of Federal Tax Lien was issued for the exes for the 2015 in September 13, 2023 for the amount of $219,804.38.
A tax lien for $64,157.64 for 2016 and 2017 was paid off on November 6, 2023.
A Release of Federal Tax Lien in just Teresa’s name was issued for the 2020 and 2021 years in the amount of $17,061.32 on May 31, 2023.
A lawyer for Teresa released a statement in June 2023, “Ms. Giudice has been aware of her tax obligations for years and makes significant timely monthly payments towards her outstanding tax liabilities and will continue to do so until those liabilities do not exist.”
NEW MARRIAGE, NEW DEBT
The couple’s financial issues have been a storyline on RHONJ, as Teresa's enemy Margaret Josephs said Luis "pissed her money away” on Season 14.
Teresa denied the claims on Tori Spelling's podcast, misSPELLING, as she fired, "Margaret says my husband spends all my money. Like, b***h, you don't even know what you're talking about.”
"She's not even in my house. She's putting out this false narrative out there. And it's like, she's trying to make me her storyline."
Teresa also sparked concern among fans - and Bravo’s Andy Cohen - when she revealed she would not be getting a prenup with Luis before their lavish New Jersey wedding.
Andy argued when he received pushback on the idea from Teresa and her oldest daughter, Gia, "Why wouldn't she sign a prenup?"
"You just put it in writing. Of course, they don't want to take anything from each other.”
For income, Teresa has a podcast called Turning the Tables, makes money from social media and has a lipstick line.
Luis is co-founder and executive vice president of business development for the Florida-based business Digital Media Solutions, among other businesses.
SHOW ON PAUSE
Teresa stars on the Bravo series alongside Dolores Catania, Melissa Gorga, Margaret Josephs, Jennifer Aydin, Danielle Cabral and Rachel Fuda.
The show is currently on pause after a season of fights and low ratings.
Dolores gave insight exclusively to The U.S. Sun in December 2024 as to why the series is currently on hiatus.
“We have heard nothing from the bosses about our show. Nothing. Nothing from production nothing from NBC, we’re not even talking about it,” Dolores told The U.S. Sun.
“They’re probably just so mad at us by now, I’m not sure they know what to do.”
Dolores explained how the “fighting got out of hand,” resulting in the network leaving the show’s future up in the air.
She said, “A lot of things leaked, a lot of things [came out] on social media that shouldn’t have been, a lot of fighting outside [the show]. It just got too messy.”
As for the future of the show, Dolores doesn’t believe the rumors that the network will fire the entire cast.
“I don't think they want to revamp the whole cast,” she said. “We’re an ensemble cast. Like us or hate us, like one person, love the next, hate the next, we worked good together on our best of days and on our worst of days.
“I would hate to see anybody not come back.”
In July, Andy sparked rumors of a complete cast reboot when he said on his SiriusXM radio show, “We are rebooting the show. We're going to reboot it. We're going to do something different.
"We're gonna see what we do. I don't know. Maybe just all fresh faces? Maybe. We'll see."
