Kim Zolciak posts public apology letter to father amid scandal of borrowing $100,000 and disappearing for 2 years – sweet confession written in the middle of the night, but never once rushed to return the money

   

In a move that has left both fans and critics stunned, Real Housewives of Atlanta alum Kim Zolciak quietly posted a heartfelt public apology to her estranged father, Joseph Zolciak, in the dead of night — nearly two years after he accused her of secretly borrowing $100,000 from her parents’ retirement savings and then vanishing without a word.

The message, shared in a dimly-lit Instagram story around 2:43 AM, featured a carefully crafted letter titled “To the man who raised me.” Kim’s tone was soft, reflective, and unusually vulnerable, marking the first time she has publicly addressed the explosive allegations that have deeply fractured her family. “I never meant to hurt you,” she wrote. “I was overwhelmed, scared, and made choices that I regret every day. You have every right to feel angry. I hope one day we can sit across from each other and find peace.”

But while the Bravo alum’s emotional note painted a picture of remorse, it stopped short of addressing the elephant in the room: the money.

Nowhere in the letter did Kim mention the $100,000 in question — funds her father claims were taken in early 2022 under the pretense of an “urgent family emergency,” only for Kim to allegedly cut off all contact and “ghost” her parents for the next 24 months. “We didn’t hear from her for almost two years. No calls. No texts. Nothing,” a source close to the Zolciak family told DailyMail. “And then we find out she’s buying designer bags and posting vacation photos from Miami?”

The family insider revealed that Joseph Zolciak, 74, had tried multiple times to reach Kim through mutual contacts and even a legal representative, but was allegedly met with silence or vague responses. “It wasn’t about the money,” the source insisted. “It was about being lied to, used, and discarded by your own daughter.”

Kim’s letter has since gone viral, with fans and followers deeply divided. Some praise her for finally breaking her silence, calling the post “raw and courageous.” Others are calling it a calculated PR move, designed to humanize her amid growing backlash over her financial troubles, including her ongoing divorce, mounting debt, and rumored foreclosure proceedings.

“It’s classic damage control,” said a longtime Bravo producer who requested anonymity. “You disappear with $100K, resurface on reality TV, and now write a letter in the middle of the night? That’s not closure — that’s strategy.”

Interestingly, the apology appears to have been posted and then swiftly deleted, but not before screenshots were widely circulated online. So far, Joseph Zolciak has not issued a response, but close friends say he is unmoved. “She can write all the letters she wants,” the insider said. “But until she picks up the phone, returns the money, and apologizes to our faces, it’s just empty words.”

 

Meanwhile, Bravo remains tight-lipped about how this family feud could impact any future appearances Kim might have on the network. But one thing is clear: the damage isn’t just financial — it’s personal, and it’s very public.